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Crush your US or Cdn mortgage sooner and save on cumulative interest. Intuitive program. Does late payments, lumpsum payments, changed payments, interest changes, etc. Use 360 day or Exact Day factor method. Amortization schedule is in a scrollable spreadsheet format with screen splitting and editing capabilities. Various reports, charts, extensive help, nice printouts. Customization features. Go to mw-plus.com website for more info.